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Going overseas without travel insurance is just plain silly, says insurance geek

A question I get asked A LOT is “Do I really need travel insurance..?”


My answer… “Are you serious? You insure your car and you insure your home so why wouldn’t you insure yourself on holiday?”


Did you know that every year the DFAT (Department of Foreign Affairs and Trade) deals with over 25,000 cases involving Australians in difficulty overseas? That’s a lot of people!


I hate to scare monger, but unfortunately the truth is that the unexpected can happen to anyone, anywhere, anytime.

The right travel insurance can help! Your policy will cover you for an array of sticky situations and subsequent losses incurred when travelling overseas, or within Australia.


So I've created the ultimate guide to travel insurance – dubbed “travel insurance advice for dummies!” to help more Australians get to grips with the complicated world of travel insurance…And to make sure they take the time to find the right policy before heading off on holiday.


So many people buy the first (and often cheapest) policy they see and pop off on holiday assuming they’re all covered, when unfortunately this is not always the case. Taking the time to find the right travel policy (by reading our ultimate guide to travel insurance) can give you peace of mind, not to mention a smooth, hassle-free holiday.”


What’s in the guide?

  • For those of you that have had your head in your sand you’ll find out exactly what travel insurance covers you for.

  • You’ll also get 5 very good reasons why to pack travel insurance before heading on holiday.

  • The 6 steps you need to follow when you buy a policy.

  • Top tips for finding the best policy.

  • The important part- exclusions and times when you won’t be covered.

  • And last, but not least what you need when you make a claim.


Going overseas without travel insurance is just plain silly. We know that travel insurance is often a “grudge purchase”, and travellers often feel like they don’t get any value for the money they are spending.  Well hopefully you don’t need to use it for anything, and if you do then it means something has gone wrong. But it’s only when things do go wrong that you will realise the amazing value that “peace of mind” has!


Click here to read the latest issue of traveltalk Click here to read the latest issue of traveltalk
Written by: Eugene Wylde, Insurance Geek Extraordinaire
Published: 25 March 2015

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